Analysis of the creditworthiness of the borrower

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Thesis on the subject "Banking" on the topic: Analysis of the creditworthiness of the borrower.

Introduction 2
CHAPTER 1. THEORETICAL ASPECTS credit assessment of borrowers 6
1.1. The credit policy as the main instrument for achieving the strategic goals of commercial bank 6
1.2. Organization of the process of credit risk management in commercial banks 15
1.3. The creditworthiness of the borrower and the methods of assessment 26
Chapter 2. Analysis of the creditworthiness the Bank's customers 42
2.1. Comparative analysis of the credit policy of JSC CB "Pyatigorsk" and JSC "Stavropolpromstroybank" 42
2.2. Credit rating of the borrower 56
2.3. The effectiveness of the borrower's creditworthiness assessment methodology and its improvement 72


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